Get immediate Gold loans via Infinance
Connect now with InFinance for a hassle-free gold loan.
Welcome to Our Gold Loan Services
At Infinance, we understand the value of your assets and are pleased to offer specialized gold loan services to meet your financial needs. Whether you’re looking for quick cash or seeking a reliable borrowing option, our gold loan solutions provide a convenient and flexible way to access funds.
APPLY IN THREE SIMPLE STEPS
1. Apply for a Gold Loan
Simply click below to apply now and fill in your details.
2. Get gold valued at home
Finish the KYC process from the comfort of your home.
3. Get money instantly
Get your loan amount deposited directly into your bank account.
INFINANCE GOLD GENIE LOAN BENEFITS
Easy Process
Low Rates
Secure Storage
Flexibility
HAPPY CLINTS
F&Q
A Gold Loan is a secured loan that allows you to borrow money against your gold jewelry, coins, or ornaments. The gold acts as collateral, providing security to the lender.
To get a Gold Loan, you need to pledge your gold as collateral with the lender. The lender evaluates the value of your gold and offers you a loan amount based on it. You repay the loan along with the interest within a specified period, and upon repayment, you get your gold back.
Eligibility criteria may vary among lenders, but generally, individuals above a certain age (usually 18 years) who own gold assets are eligible for a Gold Loan. You may also need to provide identification and address proof.
Commonly required documents include government-issued ID proof (such as Aadhaar card, PAN card, or passport), address proof (like utility bills or rental agreement), and passport-sized photographs.
The loan amount is determined based on the purity and weight of the gold you pledge. Lenders typically offer a percentage of the gold’s market value as the loan amount, known as Loan to Value (LTV) ratio.
Repayment periods differ based on the lender and the loan terms, ranging from a few months to several years. You have the flexibility to select a repayment schedule that aligns with your financial circumstances.